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Money Market Accounts

If you have some money saved up that you don’t plan on using for the next few months, then this is where you put it. It’s really just a higher yielding share account. The only restrictions are that there is a minimum balance of $2,500 and a maximum of 4 withdrawals a month with a minimum withdrawal of $100.00. There are no fees charged when taking out your money.

Interest: See rate sheet below

Fees: See transaction limitations for only fee

Minimum Initial Deposit: $2,500

Minimum Daily Balance Required: $2,500

Minimum Age to Open: none

Minimum deposit & withdrawal amounts: $100 after initial deposit

Transaction Limitations: 4 withdrawals per month, over 4 will incur a $10.00 fee for each occurrence. Cannot be used for overdraft protection on a checking account.

Savings Rates - Effective Tuesday, November 29, 2022
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$25
SHARE DRAFTS0.05% $25
CHRISTMAS CLUB0.2% $0
TRADITIONAL IRA SHRS0.85% $0
ROTH IRA SHARES0.85% $0
SUB SHARES0.1% $25
SUB SHARES0.1% $15000
MONEY MARKET SHARE0.6% $2500
MONEY MARKET SHARE0.6% $5000
MONEY MARKET SHARE0.85% $25000
MONEY MARKET SHARE1.01% $50000
MONEY MARKET SHARE1.26% $100000
HSA CHECKING ACCOUNT0.05% $0