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Certificate of Deposit (CDs)

Regular CD

Interest: See Rate Sheet

Minimum Initial Deposit: $500 to $25,000

Minimum Age to Open: No age limit

Transaction Limitations: Early Withdrawal Penalty (180 day int.-6 mo. CD, 365 day int.-over 6 mo.)

*Cannot add money to CD once it has been opened.

Generation Z CD

Interest: See Rate Sheet

Minimum Initial Deposit: $200

Minimum Age to Open: Birth-18 years old

Transaction Limitations: Early Withdrawal Penalty (365 day int.)

Save 2 Win CD

Certificate Rates
Certificate Rates - Effective Saturday, September 23, 2023
Certificate TermAPYMinimum Deposit
6 MONTH MIN $ 1,0004.86%$1000
12 MONTH MIN $ 1,0004.33%$1000
18 MONTH MIN $ 1,0004.07%$1000
24 MONTH MIN $ 1,0002.94%$1000
36 MONTH MIN $ 1,0003.14%$1000
48 MONTH MIN $ 1,0003.4%$1000
60 MONTH MIN $ 1,0003.4%$1000
12 MO SAVE TO WIN CD4.33%$25
6 MONTH MIN $25,0005.12%$25000
12 MONTH MIN $25,0004.59%$25000
18 MONTH MIN $25,0004.33%$25000
24 MONTH MIN $25,0003.2%$25000
36 MONTH MIN $25,0003.4%$25000
48 MONTH MIN $25,0003.66%$25000
60 MONTH MIN $25,0003.66%$25000