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Personal Loans

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PERSONAL LOANS

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We do loans on ALL KINDS of things. Maybe you actually have some savings, but for whatever reason, you’re just not ready to spend it. You can use that savings as collateral on a new loan. The advantage? You get a much better rate than you would have if you had just done a typical unsecured loan.

Unsecured Loans

Cash for whatever you may need it for. The terms and structures vary, but getting your money is as simple as signing on the dotted line. 

$500-$20,000

Quick Cash

Too, too, too many people are turning to Payday lending and Check Cashing outlets to meet their short term money needs. Those loans are NOT in your best interest. If Payday lenders were required to advertise their effective APRs, consumers would see that they are often paying interest rates of literally 700%. That’s not a typo.

Enter Filer Credit Union. No more Payday lenders. No more Cash Advance. If you have a short term cash need, come to Filer and get a no-questions asked, no credit pulled loan for $500. We’ll even give you 3 months to pay it back, and we will NOT charge you 700%

Consolidation Loans

If you feel like you just have WAY too many loans, we might be able to help. You might be able to consolidate them into one loan to simplify your monthly bills and save a little extra money.

 

Contact Us

If you are experiencing a financial difficulty that may last more than 1 month we encourage you to speak to our collection department for help. 231-723-3400 ext. 119. We also have our own in-house financial counselors, Melanie Fisk ex. 129 & Andrea Kissel ext. 311 that offer free and confidential consulting appointments.

Auto / Personal Loan Rates

Loan Rates - Effective Friday, April 26, 2024
Loan TypeRates as low asTerms & Information
NEW & USED AUTO UP TO 36 MO » 7% 36 M GREAT RATE, GREAT TERM!
NEW & USED AUTO UP TO 60 MO » 7.5% 60 M THE PERFECT TERM! NOT TOO LONG, NOT TOO SHORT!
RECREATIONAL VEHICLES » 7.5% 60 M TIME TO PLAY? MOTORCYCLES, CAMPERS, BOATS & MORE! LET'S GO!
1ST TIME CAR BUYER LOAN » 9.35% 60 M NO CREDIT? NO PROBLEM! SEE LOAN OFFICER FOR MORE DETAIL
SIGNATURE (UNSECURED) LOAN » 10.75% 60 M TIME TO CONSOLIDATE? VEHICLE REPAIRS? WEDDING TO PAY FOR?
VISA » 9.88% 240 M GREAT RATE FOR PURCHASES & BALANCE TRANSFERS