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Christmas Club Account

This account helps you save just for Christmas. You may deposit as much as you want whenever you want. On November 1 of each year the money that has accumulated in your Christmas Club account is put in your share account and you are then ready to tackle that Christmas shopping.

Interest: See Rate Sheet

Fees: none

Minimum Initial Deposit:  none

Minimum Daily Balance Required: none

Minimum Age to Open: none

*You may have one Christmas Club per membership

This account is not mean to be treated as a normal savings account. You may be allowed a one-time hardship withdrawal, approved by management, as it is your money. Otherwise, it stays in the account until November 1st when it transfers to your share account. At that point, you can spend it on whatever you’d like. It can be a very nice sum during the holiday season, depending on your contributions into it.

Savings Rates - Effective Tuesday, November 29, 2022
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$25
SHARE DRAFTS0.05% $25
CHRISTMAS CLUB0.2% $0
TRADITIONAL IRA SHRS0.85% $0
ROTH IRA SHARES0.85% $0
SUB SHARES0.1% $25
SUB SHARES0.1% $15000
MONEY MARKET SHARE0.6% $2500
MONEY MARKET SHARE0.6% $5000
MONEY MARKET SHARE0.85% $25000
MONEY MARKET SHARE1.01% $50000
MONEY MARKET SHARE1.26% $100000
HSA CHECKING ACCOUNT0.05% $0