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Utilize a HELOC loan with Filer Credit Union to fund your next remodel using your home’s value!

HELOC promotional (introductory) rate of 5.99% APR* for the first 6 months.  Following the introductory period the APR may adjust to as low as 3%

Draw term- 10 years with a 10 year payoff thereafter

Loan term- Up to 20 years depending on last draw date

  • Payments during draw reset to 10 years amortization after each draw until loan paid off
  • Loan can be in first lien position. Payments do not include taxes, insurance or any other fees or property assessment which may become a lien.

*As of funding date, the promotional, introductory Annual Percentage Rate (APR) will take effect and will convert to variable rate after 6 months. The APR will be based on .5 percent over prime (currently 8.50%) The APR can range from 3% to 16%.

All loans subject to approval.  Rates, fee and terms subject to change and may be terminated at any time. There is a $250.00 processing fee. Other fees may apply

Contact Filer Credit Union at (231) 723-3400

NMLS 407814