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IRA’s

Highly competitive rates and low minimum balance requirements make Filer Credit Union’s IRAs attractive for all. We offer the Traditional IRA and the Roth IRA. Long term, higher rate certificates of deposit are also available as an IRA option.

Interest: See rate sheet below

Fees: 10% Tax penalty for early withdraw, none for rolling over from another IRA/401K, no monthly fee

IRA Options: Traditional or Roth

Minimum Initial Deposit:  $50 if new money OR whatever the transfer from previous IRA/401K is

Transaction Limitations: yearly maximum deposits (review current year maximums)

No minimum or maximum age to open if you have eligible compensation.

See a Member Service Representative for more information.

Savings Rates - Effective Tuesday, November 29, 2022
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$25
SHARE DRAFTS0.05% $25
CHRISTMAS CLUB0.2% $0
TRADITIONAL IRA SHRS0.85% $0
ROTH IRA SHARES0.85% $0
SUB SHARES0.1% $25
SUB SHARES0.1% $15000
MONEY MARKET SHARE0.6% $2500
MONEY MARKET SHARE0.6% $5000
MONEY MARKET SHARE0.85% $25000
MONEY MARKET SHARE1.01% $50000
MONEY MARKET SHARE1.26% $100000
HSA CHECKING ACCOUNT0.05% $0