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Disclosures

Links To Other Sites:

Occasionally, we will provide links to other companies/businesses sites. We are not responsible for examining or evaluating and we do not warrant the offerings of any of these businesses or individuals or the content of the web sites. Filer Credit Union does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

Cookies statement

Cookies are small text files that are placed on your computer or other device by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

Information we collect about your use our website
Filer Credit Union (‘we’ or the ‘Credit Union’) collects personal data about visitors to its websites filercu.com.

When someone visits our websites we use third party services, ex: Google Analytics, to collect standard internet log information (such as IP address and type of browser they’re using) and details of visitor behaviour patterns. We do this to allow us to keep track of the number of visitors to the various parts of the sites and understand how our website is used. We do not make any attempt to find out the identities or nature of those visiting our websites. 

Managing or removing cookies
You can remove cookies by deleting them from your browser history (cache) when you leave the site. You can find more information about cookies, including how to control the use of these through your browser settings, at Allaboutcookies.org

To opt out of being tracked by Google Analytics across all websites, visit http://tools.google.com/dlpage/gaoptout

Please note that the Credit Union website will not work properly without cookies.

Funds Availability Policy:

Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds from electronic direct deposit, cash, on-us checks, treasury, state or local government checks, US postal money orders, checks drawn on Federal Reserve Bank or Federal Home Loan Bank, cashier, certified, official and teller checks will have same day availability. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the fifth business day after the day of deposit.

Regulation GG:

Unlawful Internet Gambling Notice: Restricted transactions are defined in Federal Reserve Regulation GG are prohibited from being processed through your business account or relationship. Restricted transactions generally include but are not limited to, those in which credit, electronic funds transfer, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful internet gambling. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

Proof of Insurance:

FCU has implemented an insurance review to ensure that we have current copies of insurance on file for collateralized vehicle loans.  Vehicle insurance must include comprehensive and collision coverage.  FCU will be listed as the lien holder, PO Box 375 Manistee, MI 49660

 Options to provide updated copies of insurance:

  •  Ask your agent to call 800-523-6404 
  •  Mail a copy of your insurance to Filer CU PO Box 375 Manistee, MI 49660
  •  Enter insurance information online 

Fee Schedule

Share Draft Truth in Savings Disclosure

USA PATRIOT Act