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Regular Share Savings

What is needed to open account:

  • Picture ID
  • Date of Birth
  • Social Security number
  • Live/work/worship in Manistee, Mason, Lake, Wexford, Grand Traverse, Benzie Counties OR someone in your immediate family is a member

Regular Shares

This is your main account. When opened with a $5.00 deposit, it establishes your membership. You are then eligible for other Credit Union services and have voting rights.

  • Fees: NONE!
  • Minimum Initial Deposit: $5.00
  • Minimum Daily Balance Required: $5.00 (initial dep)
  • Minimum Age to Open: None
  • Dividends/Interest: Compounded monthly. Credited monthly.
  • Unlimited in branch withdrawals.

Sub Share Accounts

Want to separate your savings without opening a whole new account? This add on account is perfect for you. It opens below your existing share savings account just with a new suffix. You could even use nicknames to differentiate between the different accounts.

Nickname ideas:

  • Taxes
  • Vacation
  • College
  • Down payment
  • Tips
  • Fun money
  • Pets

*You can have up to 5 Sub Shares per membership.