Rates
These are the current rate sheets and loan calculator.
Mortgage Rates
Auto / Personal Loan Rates
| Loan Type | Rates as low as | Terms & Information |
|---|---|---|
| NEW & USED AUTO UP TO 36 MO » | 5.99% | GREAT RATE, GREAT TERM! |
| NEW & USED AUTO UP TO 60 MO » | 6.49% | THE PERFECT TERM! NOT TOO LONG, NOT TOO SHORT! |
| RECREATIONAL VEHICLES » | 7.5% | TIME TO PLAY? MOTORCYCLES, CAMPERS, BOATS & MORE! LET'S GO! |
| 1ST TIME CAR BUYER LOAN » | 8.34% | NO CREDIT? NO PROBLEM! SEE LOAN OFFICER FOR MORE DETAIL |
| SIGNATURE (UNSECURED) LOAN » | 11% | TIME TO CONSOLIDATE? VEHICLE REPAIRS? WEDDING TO PAY FOR? |
| VISA » | 9.88% | GREAT RATE FOR PURCHASES & BALANCE TRANSFERS |
| HOLIDAY LOAN » | 8.99% | UP TO $3000 FOR YOUR HOLIDAY SHOPPING! |
Savings Rates
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| REGULAR SHARES | 0.1% | $5 | $25 |
| SHARE DRAFTS | 0.05% | $25 | |
| CHRISTMAS CLUB | 0.2% | $0 | |
| TRADITIONAL IRA SHRS | 0.85% | $0 | |
| ROTH IRA SHARES | 0.85% | $0 | |
| SUB SHARES | 0.1% | $25 | |
| MONEY MARKET SHARE | 1.01% | $2500 | $2500 |
| MONEY MARKET SHARE | 1.26% | $2500 | $25000 |
| MONEY MARKET SHARE | 1.51% | $2500 | $100000 |
| MONEY MARKET SHARE | 3.04% | $2500 | $250000 |
| HSA CHECKING ACCOUNT | 0.05% | $25 |
Certificate Rates
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH MIN $ 1,000 | 3.82% | $1000 |
| 12 MONTH MIN $ 1,000 | 3.56% | $1000 |
| 18 MONTH MIN $ 1,000 | 3.04% | $1000 |
| 24 MONTH MIN $ 1,000 | 2.89% | $1000 |
| 36 MONTH MIN $ 1,000 | 2.73% | $1000 |
| 48 MONTH MIN $ 1,000 | 2.58% | $1000 |
| 60 MONTH MIN $ 1,000 | 2.43% | $1000 |
| 12 MO SAVE TO WIN CD | 3.56% | $25 |
| 6 MONTH MIN $25,000 | 3.87% | $25000 |
| 12 MONTH MIN $25,000 | 3.61% | $25000 |
| 18 MONTH MIN $25,000 | 3.09% | $25000 |
| 24 MONTH MIN $25,000 | 2.94% | $25000 |
| 36 MONTH MIN $25,000 | 2.79% | $25000 |
| 48 MONTH MIN $25,000 | 2.63% | $25000 |
| 60 MONTH MIN $25,000 | 2.48% | $25000 |
DEPOSIT PRODUCTS
Interest will be calculated daily and posted monthly into your regular shares or compounded to the certificate. Other terms and conditions are printed on the face of the certificate or TIS. Rates and terms listed above are subject to change for new certificates and renewals with no advance notice.
Interest penalty for early withdrawal from regular CD 12 thru 60 is 12mo int./ 6mo CD penalty 6mo int.
Interest penalty for Save-to-win is $25.00 *APY= Annual Percentage Yield
LOAN PRODUCTS
Membership Eligibility Required
APR – Annual Percentage Rate
All Interest Rates are subject to change without notice
All loans are subject to qualifications
*This presents the lowest rate possible based on credit score – contact a loan officer for additional details and qualifications.
** Apply online or see a loan specialist for exact pricing – certain restrictions apply
*** Some restrictions apply to the First Time Car Borrower, see loan officer for details.
Rates and rewards are variable and may change after account is opened.
Fees may reduce earnings. LTV = Loan To Value.