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Rates

These are the current rate sheets and loan calculator. 

Auto / Personal Loan Rates
Loan Rates - Effective Monday, June 23, 2025
Loan TypeRates as low asTerms & Information
NEW & USED AUTO UP TO 36 MO » 5.99% 36 M GREAT RATE, GREAT TERM!
NEW & USED AUTO UP TO 60 MO » 6.49% 60 M THE PERFECT TERM! NOT TOO LONG, NOT TOO SHORT!
RECREATIONAL VEHICLES » 7.5% 60 M TIME TO PLAY? MOTORCYCLES, CAMPERS, BOATS & MORE! LET'S GO!
1ST TIME CAR BUYER LOAN » 8.6% 60 M NO CREDIT? NO PROBLEM! SEE LOAN OFFICER FOR MORE DETAIL
SIGNATURE (UNSECURED) LOAN » 11% 60 M TIME TO CONSOLIDATE? VEHICLE REPAIRS? WEDDING TO PAY FOR?
VISA » 9.88% 240 M GREAT RATE FOR PURCHASES & BALANCE TRANSFERS
HOLIDAY LOAN » 8.99% 11 M UP TO $3000 FOR YOUR HOLIDAY SHOPPING!
Savings Rates
Savings Rates - Effective Saturday, March 1, 2025
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$25
SHARE DRAFTS0.05% $25
CHRISTMAS CLUB0.2% $0
TRADITIONAL IRA SHRS0.85% $0
ROTH IRA SHARES0.85% $0
SUB SHARES0.1% $25
MONEY MARKET SHARE1.01%$2500$2500
MONEY MARKET SHARE1.26%$2500$25000
MONEY MARKET SHARE1.51%$2500$100000
MONEY MARKET SHARE3.04%$2500$250000
HSA CHECKING ACCOUNT0.05% $25
Certificate Rates
Certificate Rates - Effective Monday, June 23, 2025
Certificate TermAPYMinimum Deposit
6 MONTH MIN $ 1,0003.82%$1000
12 MONTH MIN $ 1,0003.56%$1000
18 MONTH MIN $ 1,0003.04%$1000
24 MONTH MIN $ 1,0002.89%$1000
36 MONTH MIN $ 1,0002.73%$1000
48 MONTH MIN $ 1,0002.58%$1000
60 MONTH MIN $ 1,0002.43%$1000
12 MO SAVE TO WIN CD3.56%$25
6 MONTH MIN $25,0003.87%$25000
12 MONTH MIN $25,0003.61%$25000
18 MONTH MIN $25,0003.09%$25000
24 MONTH MIN $25,0002.94%$25000
36 MONTH MIN $25,0002.79%$25000
48 MONTH MIN $25,0002.63%$25000
60 MONTH MIN $25,0002.48%$25000

Loan Calculator

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Results

Instructions

  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

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