75 Basis Points for Our 75th
New money earns a full 75 basis points more — that’s 4.50% APY, versus 3.75% APY on existing balances and transfers between Filer accounts. Our way of saying thanks for 75 years.
A higher rate, just for moving new money in
Bring funds to Filer from another institution this June and put them to work at our best certificate rate.
+75 Basis Points
New money earns 0.75% more than our standard rate — a full 4.50% APY, in honor of 75 years.
Short, Flexible Terms
Choose 4, 7, or 10 months. Your money keeps growing without being tied up for long.
Just $1,000 to Open
A low minimum makes it easy to start — open as a Certificate or an IRA certificate.
Safe & Insured
Your savings are federally insured to at least $250,000 by the NCUA.
Three short terms, one great rate
Lock in your rate in three steps
Bring new money to Filer
Move funds into Filer from another bank or financial institution during June 2026.
Open a CD or IRA
Pick a 4, 7, or 10-month term and open with $1,000 or more.
Earn 75 bps more
Your new-money dollars earn 4.50% APY. Existing balances and transfers earn 3.75% APY.
What counts as “new money”?
New money means funds brought to Filer Credit Union from another financial institution during June 2026. Money already on deposit at Filer and transfers between Filer accounts don’t qualify for the 4.50% APY — those balances earn 3.75% APY.
Celebrate 75 years with a higher rate.
Open your CD or IRA at any Filer branch, in online banking, or give us a call. Offer ends June 30, 2026.
*APY = Annual Percentage Yield. New-money funds earn 4.50% APY — 75 basis points (0.75%) more than the 3.75% APY earned by existing balances and transfers between Filer accounts. “New money” means funds brought to Filer Credit Union from another financial institution during June 2026; funds already on deposit at Filer Credit Union and transfers between Filer accounts do not qualify. Minimum opening deposit $1,000. Available as a Certificate of Deposit or IRA certificate. Rates effective as of June 1, 2026 and subject to change without notice. A penalty may be imposed for early withdrawal; fees could reduce earnings on the account. Filer Credit Union · 1117 28th St., P.O. Box 375, Manistee, MI 49660 · 231-723-3400 · Federally insured by NCUA.