What is needed to open account:

• Picture ID
• Date of Birth
• Social Security number
• Live/work/worship in Manistee, Mason, Lake, Wexford, Grand Traverse, Benzie Counties OR someone in your immediate family is a member

Regular Shares

This is your main account. When opened with a $5.00 deposit, it establishes your membership. You are then eligible for other Credit Union services and have voting rights.

• Fees: NONE!
• Minimum Initial Deposit: $5.00
• Minimum Daily Balance Required: $5.00 (initial dep)
• Minimum Age to Open: None
• Dividends/Interest: Compounded monthly. Credited monthly.
• Unlimited in branch withdrawals.

Sub Share Accounts

Want to separate your savings without opening a whole new account? This add on account is perfect for you. It opens below your existing share savings account just with a new suffix. You could even use nicknames to differentiate between the different accounts.

Nickname ideas:

• Taxes
• Vacation
• College
• Down payment
• Tips
• Fun money
• Pets

*You can have up to 5 Sub Shares per membership.