Checking Accounts
Whether you are ready to go from a basic savings account to your first checking account or wanting to grow your savings Filer Credit Union has checking account options to fit your needs!
LOYALTY CHECKING
- Minimum Daily Balance Required: None
- Maximum Balance: $15,000 to receive high APY-reverts to regular checking APY over max
- Minimum Age to Open: 18 years old
- Monthly Account Fee: None
- Qualifications: In order to earn qualifying dividends your High Interest Checking must satisfy the following requirements: (1) Must be enrolled in e-statements. (2) Minimum of 12 debit transactions per month. (ATM processed transactions do not count towards qualifying debit transaction). (3) Minimum of 2 online banking logins per month. (4) Minimum of at least $500 direct deposit/ACH per month
BASIC CHECKING
- Basic checking
- No fee
- No minimum balance
- Unlimited check writing
- Courtesy pay
- PLUS we pay you dividends
Answers to Your Questions
What happens if I don’t meet the Loyalty Checking qualifications?
If you have a Loyalty Checking account with Filer Credit Union and don’t meet the qualifications your account stays Loyalty Checking, there is no fee either! You just don’t earn the higher yield for that month 🙂
Do I receive a Debit Card with my checking account?
Yes! Not only do you receive a debit card but that opens the door to our shared branching and ATM network for a broad range of account access nationwide.
Can I have more than one type of checking account?
Yes, it is common to pair a regular or Loyalty Checking to an HSA account.
Teen Saver Checking
- Ages 13-17
- Qualifies for a debit card with a $200 daily limit
- Can turn on Parental Controls
- Teens learn how to make deposits, use a debit card, use mobile banking, and keep track of their funds
- No monthly fees
Health Savings Checking
- Minimum Daily Balance Required: None
- Maximum Balance: $15000. to receive high APY-reverts to regular checking APY over max
- Minimum Age to Open: 18 years old
- Monthly Account Fee: None
Card Products
ATM
Debit Card
HSA Debit Card
VISA Gift Cards
VISA Travel Money Card
Instant Issue Debit Cards
Courtesy Pay
Allows Filer to pay an item presented against your checking account, even if it causes the account to become overdrawn.
May provide the account holder the ability to overdraw their checking up to a specific amount including the overdraft fees assessed
Offers the flexibility and convenience in managing funds and provides peace of mind
You are not charged a fee unless an item is paid and it causes you to be overdrawn
You may opt-out of Courtesy Pay at any time
Each Courtesy Pay fee is $20
Every time I walk in I am greeted by name – from the manager to the tellers each member is friendly, helpful, and quick to take care of my needs!
Amazing customer service! I was able to open an account with no problems at all. Felt all the attention was on me to get help and the people working there are wonderful!