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Personal Checking

Share Draft Accounts

Your basic checking-no fees, no minimum balance, unlimited check writing, courtesy pay and we pay you dividends.

Teen Saver Checking

  • Ages 13-17
  • Qualifies for a debit card with a $200 daily limit
  • Can turn on Parental Controls
  • Teens learn how to make deposits, use a debit card, use mobile banking, and keep track of their funds
  • No monthly fees

Health Savings Checking

  • Minimum Daily Balance Required: None
  • Maximum Balance: $15000. to receive high APY-reverts to regular checking APY over max
  • Minimum Age to Open: 18 years old
  • Monthly Account Fee: None

Loyalty Checking Account

  • Minimum Daily Balance Required: None
  • Maximum Balance: $15,000. to receive high APY-reverts to regular checking APY over max
  • Minimum Age to Open: 18 years old
  • Monthly Account Fee: None

Qualifications:

In order to earn qualifying dividends your High Interest Checking must satisfy the following requirements: (1) Must be enrolled in e-statements. (2) Minimum of 12 debit transactions per month. (ATM processed transactions do not count towards qualifying debit transaction). (3) Minimum of 2 online banking logins per month. (4) Minimum of at least $500 direct deposit/ACH per month

Card Products

  • ATM
  • Debit Card
  • HSA Debit Card
  • VISA Gift Cards
  • VISA Travel Money Card
  • Instant Issue Debit Cards

Courtesy Pay

  • Allows Filer to pay an item presented against your checking account, even if it causes the account to become overdrawn.
  • May provide the account holder the ability to overdraw their checking up to a specific amount including the overdraft fees assessed
  • Offers the flexibility and convenience in managing funds and provides peace of mind
  • You are not charged a fee unless an item is paid and it causes you to be overdrawn
  • You may opt-out of Courtesy Pay at any time
  • Each Courtesy Pay fee is $20