MFA
Multi-Factor Authentication
OCTOBER 1ST 2025
Online Banking security update beginning October 1st, 2025
WHAT IS MFA?
MFA or Multi-factor Authentication requires users to utilize more than one verification process when logging in to an account. Generally we consider the “first factor” your password, the second factor typically utilizes a temporary code… very temporary usually only good for 30 seconds to 10 minutes. This is sent via text message or email.
This additional step helps reduce the risk of unauthorized access by a bad actor, even if your password has been compromised.
STEP ONE
Update your information
- Cell Phone Number
MFA uses the PRIMARY account holders contact
STEP TWO
On October 1st you will be asked to register your contact method whether it is your cell phone or email to receive your MFA code.
Additional Security
Password requirements are changing
- Character requirements are increasing from 8 character minimum to 16 character minimum.
*TIPS & TRICKS
- Use a password generator (there are many online and they are free to use) Here is one we recommend: 1password.com/password-generator
- Using numbers in place of letters such as replacing the letter E with 3 or S with 5 can help.
- Throw in characters such as ?!
QUESTIONS?
Do I have to use mfa?
Yes, once we turn this feature on all of our online banking members will be required to utilize this feature.
Will I have to update any of my info?
Yes, password requirements will be increasing as part of the MFA roll-out. In addition, make sure your email and phone numbers are up to date!