What can an Auto Refi do for you?
Refinance your existing auto loan, which may help you lower your interest rate, decrease your monthly payment or pay off your car loan sooner.
**the above graph is for example purposes only, it is based off of an original loan amount of 50,000 with original interest rate at 7.5% and a refinanced interest rate of 5.99% – total loan term of 60 months. Loans are subject to terms and conditions.
Eligible loans:
Refinances from other financial institutions.
Auto Loans from current Filer members
the details
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.
Subject to approval. Stated loan rates are available to members with qualifying credit scores. Approval and actual rate offered based on overall creditworthiness factors, satisfactory collateral, term, loan-to-value, insurance, and amount financed. Actual rates may be higher and will be determined by a member’s individual credit score, loan term, and collateral if applicable. Actual loan terms may vary and will be determined based on member’s individual credit history and ability to pay. All loans are subject to credit approval. Loan must be funded between September 1 and September 30, 2025.
If deferral is set up during the loan process, principal or interest payments are not required for 90 days from the date of loan funding. Interest will accrue, and the original loan termination date will be extended three months. Cashback will be deposited into the members’ account the month after first (90 day) payment is made. Promotion may be changed or discontinued at any time. Other conditions and restrictions may apply, contact the credit union for details. Earned $100 is only for auto loans coming from other financial institutions. Refinance of existing LOC and MI Saves auto loans are not eligible.
Our team is standing by, ready to work with you to find the rate and term that fits your budget, while making sure the process is simple, easy and stress-free. Don’t miss this opportunity to drive down your payments and get rewarded!