CERTIFICATE OF DEPOSIT
Make your money work for you! CDs offer a secure and low-risk way to grow your money. With fixed interest rates and a predetermined maturity date, they provide a predictable return on investment. By utilizing CDs, members can enjoy the benefits of capital preservation and a modest yet steady increase in their savings over time.
Certificate of Deposits!
Regular CD
Interest: See Rate Sheet
Minimum Initial Deposit: $500 to $25,000
Minimum Age to Open: No age limit
Transaction Limitations: Early Withdrawal Penalty (180 day int.-6 mo. CD, 365 day int.-over 6 mo.)
*Cannot add money to CD once it has been opened.
Generation Z CD
Interest: See Rate Sheet
Minimum Initial Deposit: $200
Minimum Age to Open: Birth-18 years old
Transaction Limitations: Early Withdrawal Penalty (365 day int.)
Save 2 Win CD
Certificate Rates
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH MIN $ 1,000 | 3.82% | $1000 |
| 12 MONTH MIN $ 1,000 | 3.56% | $1000 |
| 18 MONTH MIN $ 1,000 | 3.04% | $1000 |
| 24 MONTH MIN $ 1,000 | 2.89% | $1000 |
| 36 MONTH MIN $ 1,000 | 2.73% | $1000 |
| 48 MONTH MIN $ 1,000 | 2.58% | $1000 |
| 60 MONTH MIN $ 1,000 | 2.43% | $1000 |
| 12 MO SAVE TO WIN CD | 3.56% | $25 |
| 6 MONTH MIN $25,000 | 3.87% | $25000 |
| 12 MONTH MIN $25,000 | 3.61% | $25000 |
| 18 MONTH MIN $25,000 | 3.09% | $25000 |
| 24 MONTH MIN $25,000 | 2.94% | $25000 |
| 36 MONTH MIN $25,000 | 2.79% | $25000 |
| 48 MONTH MIN $25,000 | 2.63% | $25000 |
| 60 MONTH MIN $25,000 | 2.48% | $25000 |